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Muhammad Adam bin Ali
Writer

Muhammad Adam bin Ali

Adam writes about budgeting and everyday money decisions. He spent six years in retail banking in Kuala Lumpur before moving into financial education, and holds a CFP certification.

Latest articles by Adam

How to Build a Good Credit Record from Scratch

How to Build a Good Credit Record from Scratch

Having no credit record can make financing hard to get. Learn how to build a good credit record step by step.

· 2 min read
When Does a Personal Loan Make Sense

When Does a Personal Loan Make Sense

A personal loan can be a smart solution in certain situations. Learn five common cases and how to make sure it’s worth it.

· 2 min read
Income & Career

Side Income

Side-income ideas for Malaysians, how to avoid fake “jobs”, and what to know about tax and SOCSO protection.

· 2 min read