About us

Ringgit Sihat is a free money guide for Malaysians. We explain budgeting, saving, debt and scam prevention in plain language so you can make money decisions with more confidence.

Who is behind us?

Ringgit Sihat is a Nimbura publication. The site is operated by MALAYSIA HUB SIA (Reg. No. 40203615148, 4a Mednieku Street, Riga, LV-1010, Latvia), the parent company of Nimbura Sdn. Bhd. (Reg. No. 202001030236 (1386556-P)), a moneylender licensed by the Ministry of Housing and Local Government (KPKT), Licence No. WL7662/10/01-3/110127. We say this openly because you deserve to know who is behind what you read.

How do we stay fair?

Our content is educational. We don’t advertise loan products on this site or show Nimbura’s rates or offers, and every article is checked against official sources such as Bank Negara Malaysia, KPKT, EPF and AKPK. Read our Editorial Policy.